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Tuesday, November 10, 2020

How fast could you get a 2nd stimulus check? Our best guess at the timeline, right now

How fast could you get a second stimulus check? Our best guess at the timeline now

Another stimulus check is still on the table, but how soon you could receive it will depend on what happens in Washington between now and Jan. 20.


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The IRS sent the first stimulus check to different groups first.

Angela Lang/CNET

It's been over seven months since Congress approved the first stimulus check, but the timeline to receive a second check of up to $1,200 per qualified adult is still undetermined. (P.S. Here's who the IRS consider an adult.) Democratic and Republican lawmakers are expected to restart negotiations on a stimulus relief bill as soon as this week, with the Senate gaveling in on Monday and the House of Representatives following on Nov. 16.

On Jan. 20, President-elect Joe Biden will be inaugurated as the 46th US president, but we still don't know what that could mean for Congress' timeline to pass and send out a second stimulus checkBiden has his own stimulus plan that includes direct payments as well, but at this point it doesn't specify how many or for how much, or if any of the qualifications would change.

Once a final bill is approved, the way that your spending (or savings) cash comes to you -- direct deposit, paper check or via an EIP card -- may play a role in how long you have to wait for it. Some people may have to wait weeks or even months, and some people won't get a payment at all.

We map out different payment timelines for the IRS' de-facto priority groups. You can also use our stimulus calculator to estimate your possible future payment. We update this story frequently.


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